Financial Advisors who listen and help you define, quantify and prioritize goals. Unbiased service and advice not tied to selling a financial product. We use a six-tiered approach to wealth management.
At BCAP, we partner with clients to establish and achieve financial goals through objective planning and management of investment assets. Our purpose is to help build and preserve your wealth through on-going investment management and the provision of value-added solutions for your financial decisions. Bottom-line, our success is not ultimately measured by performance statistics, but on your success in achieving your goals.
Our clients are individuals and institutions who expect excellence and have made a firm commitment to achieving it. They are people looking for a professional advisor, not a sales representative or broker. Generally, BCAP clients have no desire to manage their financial affairs on a daily basis, want to simplify their lives, and are willing to enter into a mutually beneficial long-term relationship.
We want to know your goals, whether they belong in the category of retirement, estate, philanthropic, or specialized trust services. Our initial meetings are based on listening to you. Then, we design an approach based on your unique needs and objectives and get to work defining your long-term expectations.
We consider your needs, goals, and objectives and, after careful planning and assessment, incorporate them into a document we call the Investment Policy Statement,(IPS). Your IPS becomes the foundation for meeting your goals while providing a formalized accountability structure that helps you see the results.
Your action plan is a customized written document that formulates your asset allocation. Studies show that asset allocation determines over 90% of the risk/return characteristics of an investment plan, making your personal action plan one of the most important facets of your wealth management portfolio.
Once your action plan is established and you have signed off on it, BCAP begins the implementation process. This involves setting up your accounts in our performance monitoring system, coding your accounts for monitoring relative to your appropriate asset allocation benchmarks and targets, and applying tax-efficient strategies, where applicable.
In addition to the stellar technological performance of our monitoring systems, our due diligence process is one of the best in the industry. At BCAP, professional and institutional investment management is gauged against stringent performance, risk and style metrics. The human factor can also have a significant impact on your performance; where applicable, we monitor for changes in key personnel and organization structure as part of the process.
Our relationships with clients are founded on trust, integrity and regular personal contact. We schedule regular meetings to review the progress of your plan and to help keep you informed and educated while listening to your input and incorporating feedback where we can.