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Where

Annie Mac Home Mortgage – LPK Group

Real People. Real Stories. Real Solutions

LOOKING FOR THE RIGHT HOME MORTGAGE PRODUCT?

Annie Mac Home Mortgage LPK Group can help!

PURCHASE

Whether you are getting your first place or moving to a larger one, purchasing a home is one of the biggest financial decisions of your life. That’s why we make sure you have a full understanding of how the process works, and what loan options are the best for you individually. Our licensed professionals at Annie Mac Home Mortgage are there to guide you every step of the way and will be available to answer all of your questions.

Conventional Loans

Conventional loans are loans which are not insured by the federal government. Unlike a government-insured loan, you can use a conventional loan for a second home or investment property. A conventional loan can also cover higher loan amounts than government-insured loans, and save you money on mortgage insurance.

FHA Loans

FHA loans, which are insured through the Federal Housing Administration, offer many benefits to borrowers even if you have had credit problems in the past or have limited funds available for a down payment or closing costs. Some benefits of an FHA purchase:

  • Low competitive interest rates
  • Lower mortgage insurance premiums
  • Gift funds can be used for down payment or closing costs

VA Loans

If you’re a current or former member of the U.S. armed forces and looking to buy or refinance a home, we can help you get a loan with no down payment, no mortgage insurance, and lower interest rates than a conventional loan. You’ve served our country. Let us serve you.

Jumbo Loans

If you have your eye on a higher-priced property, a jumbo loan might be the best choice for you. A jumbo loan doesn’t have to meet the limits of the government-sponsored entities Fannie Mae or Freddie Mac, and can exceed the maximum price of $417,000 for a first mortgage. They can be used for primary homes, secondary homes, vacation homes, and investment properties.

USDA Loans

Federally backed USDA loans offer many benefits not available in other loan programs, geared toward getting you the financing you need to be a homeowner. These loans are for income-qualified borrowers looking to buy homes in U.S. Department of Agriculture-approved rural areas — a designation that’s not nearly as restrictive as you might think.

REFINANCE

By refinancing through AnnieMac Home Mortgage, you can potentially reduce your monthly payments saving you hundreds of dollars a month. As a direct lender, we have access to a wide array of equity-based lending options to meet your specific financing needs. Because we specialize in tailored programs, we can help you through a variety of financial situations, big or small.

Conventional Loans

What would you do with hundreds of extra dollars a month? When you refinance into a new, lower rate through AnnieMac Home Mortgage, that’s what you can save.

FHA Loans

Don’t give up on the benefits of refinancing because of past credit problems or limited funds for a down payment. FHA loans, insured through the federal government, were created specifically to help people in your situation.

VA Loans

Loans backed by the U.S. Department of Veterans Affairs can be used for refinances as well as purchases. If you’re a current or former member of the U.S. armed forces, we can help you get a loan with no down payment, no mortgage insurance, and lower interest rates than a conventional loan.

Jumbo Loans

If you want to get a refinance and live in an area with more expensive real estate, a jumbo loan might be right for you. It covers loan amounts of more than $417,000.

USDA Loans

Contrary to their name, USDA Rural Development home loans aren’t exclusively for agricultural areas, or even for places far out in the country. For income-qualified borrowers, they provide refinancing with no down payment at competitive rates.

Renovation Lending

Want to remodel? Need new appliances?

A renovation loan from Annie Mac Home Mortgage lets borrowers fund the purchase and renovation in one transaction. It also allows them to customize a property — just not to buy a place, but to make it into the home they want.

Construction Lending

Don’t look for the home of your dreams. Build one.

With construction-to-permanent financing, the construction loan and the long-term mortgage are all part of the same transaction. One closing will take borrowers all the way from construction, through moving day, through their new lives as owners and occupants of special homes built to meet their individual needs.

Our Company

AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of service — to our clients, our employees, and our business partners.

We are headquartered in Mount Laurel, N.J., where we employ more than 200 people. But we have branches throughout the country that employ hundreds more. As an approved seller/servicer with Fannie MaeFreddie Mac and Ginnie Mae, we have access to the best mortgage programs available, including conventional, government and non-conforming mortgages. Our processing and underwriting are completed in-house, which means our clients can expect quick processing and exceptional customer service. That is why we’ve emerged as one of the fastest-growing home lenders in the industry.

Branch NMLS# 1830710

AnnieMac Home Mortgage is an Equal Housing Lender.

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